Indian intellligence agencies show poor judgement repeatedly resulting in NPAs, bank losses

The media reported that India’s largest bank SBI had posted its largest ever loss, of more than Rs 7000 crore, and this is largely because the indian government is allowing the extremely powerful corrupt dishonest intelligence and security agencies to run amok, harassing harmless hardworking indian citizens to steal their resumes, savings, make their relatives, friends rich and powerful, and allowing defaulter to roam around freely

The total losses of the public sector banks in India are now exceeding Rs 50,000 crore according to media reports, and this is largely because of the inefficiency and incompetence, dishonesty and corruption of the indian intelligence and security agencies . The bank employee sanctioning the loan should be able to judge the repayment ability of the person taking the loan fairly well, however in 2018, the indian government has given great powers and pays a monthly government salary to greedy dishonest liar cheater officials who are poor judges of character and does not penalize for making mistakes which cause the loss of crores of indian tax payer money

For example, the fraud ntro employees like hathwar, kodancha, j srinivasan, puneet, vijay, parmar, patel are given great powers though they are extremely poor judges of character, competence, risk taking ability, allowed to waste crores of rupees of indian tax payer money without being questioned. These ntro employees thought that they could steal the identity of an experienced engineer for their lazy greedy inexperienced relatives and friends, so they subjected the engineer to an identity theft attempt for 7 years, wasting crores of rupees in tax payer money and resources.

After 7 years, it is clear that the relatives and friends of these intelligence employees like nayanshree hathwar are only interested in housekeeping or offering sex services, no one is interested in doing any work online and investing any money online. Why did the powerful cbi, ntro employees not judge the competence and risk taking ability of their lazy greedy cheater liar relatives, friends correctly before they started their great fraud of stealing the identity of an experienced engineer?

Intelligence agencies are supposed to predict the future accurately , however indian intelligence employees appear to be lacking in intelligence

Indian intelligence agencies quick to make fake allegations against harmless citizens, refuse to correct their own mistakes

Indian intelligence agencies are not rated highly worldwide because R&AW,cbi, ntro are quick to make fake allegations against harmless citizens without any proof at all, yet refuse to correct their own mistakes, flaws in the system, though they are obvious for years. For example fake allegations of money laundering were made against the domain investor without any legally valid proof, and a decision to steal her identity within 3 months, in June 2010, after she got a lot of money through Paypal in April, May 2010 from link sales.

After wasting tax payer money for more than 8 years, no legally valid proof has been found, yet the incompetent corrupt indian intelligence agencies refuse to admit their mistake and end their atrocities on the domain investor, in a clear indication of the inefficiency. They also refuse to reverse the identity theft of the domain investor, experienced engineer whose identity has been stolen by 10 google, tata supplied goan sex workers, cheater housewives and other frauds

Led by brahmin fraud ntro employee puneet, parmar, j srinivasan, the ntro employees are involved in a major online, banking., financial fraud, falsely claiming that their favorite goan call girls, frauds are online experts, domain investors, For 8 years, these cunning crooked ntro employees wasted crores of indian tax payer money to defame the domain investor without any proof who they then cheated and exploited

Being ruthless frauds they lack the humanity, honesty and integrity to admit their mistake, and compensate their victim , so if the domain investor has to survive she will have to prove that the cheater liar ntro employees are the greatest frauds in the world, duping people, companies and countries that google, tata supplied goan prostitutes, cheater housewives and other fraud raw/cbi employees who do not spend any time and money online, are online investors, experts

The fraud ntro employees wasting time and tax payer money pampering and promoting goan prostitutes, school dropouts and other frauds, now they are again wasting their time and tax payer money covering up their fraud, and the engineer is also wasting her time and money exposing the fraud to prevent further losses, exploitation . So the ntro, sex, bribery racket, banking fraud, is causes losses and waste all around, clear proof of the inefficiency and incompetence of the indian and goan government.

If the indian government had proper systems, the ntro employees should have never been allowed to get raw/cbi jobs for their girlfriends, relatives, solely based on fake references, stealing the identity of their classmate, who they hated, raw/cbi should have independently checked the resume, skills, experience, savings of the women who got fake references from ntro employees like mhow cheater puneet

Western intelligence agencies are very good at manipulating top indian officials

The decline in the revenues of patanjali exposed the fact, that Western intelligence agencies are very good at manipulating top indian officials, and policy makers, so that they attain their own goals, while the indian officials waste tax payer money and resources.
The US, UK intelligence agencies understand the mindset of indians very well, their weaknesses which they can exploit, while indians lack a similar understanding of their western counterparts, they are often grovelling before the westerners.

For example slim google, tata supplied goan bhandari R&AWemployee sex worker sunaina chodan has never done any work online in her life, and is least interested in doing so. However google, cia, nsa wanted to defame the google competitor, so they manipulated top ntro officials like j srinivasan, puneet to abuse their powers and falsely claim that sunaina, the panaji prostitute was working online, and they managed to do so. So though sunaina is only a call girl, she has got great powers at the expense of the google competitor, and is now abusing them to harass the google competior, causing her great losses, increasing the profit of google

It appears that the MNC companies had the person or persons in charge at Patanjali make some incorrect decisions like
– only supplying expensive rice costing more than rs 100 a kg
– advertising extensively when there are few or no retailers
– many products are out of stock at retailers, cheaper products are not easily available
– retailers are not very interested in selling, or are located at hidden locations

When google, could have its lazy mediocre fraud associates hold important jobs in R&AW/cbi with stolen identities of competitors, it must be simple for the MNCs to manipulate the decision makers at patanjali, because the company allegedly took pride in its indian culture.